Credit. It's a tricky thing. How big of a role does your credit score play in buying a home? There are exemptions to every rule, but overall, it plays a huge role.
A standard credit score is 620, while some go even higher. To check your score, you can visit Annual Credit Report once a year. If your score comes back lower than you would like, here are a few things you can do to bring it up :
1. Begin paying all debts on time in the full amount due.
2. Consider paying off some debts entirely.
3. You may actually have too little credit. If this is the case for you, consider getting a credit card to build a little bit of credit.
All in all, when someone is looking at your credit score, they don't want to see too much credit but just as importantly, they don't want to see too little.
Another resource we recommend is Dave Ramsey.